John Cosgrove

Budget & Money Coaching

Take control of your money, one clear step at a time.

I'm John Cosgrove. I help individuals and families build budgets they'll actually stick to, pay down debt, and save for what matters. We'll create a plan together that fits your real life.

Book a free intro call See how it works

Free 30-minute intro call · Sessions held online

What I help with

Coaching built around your goals

Build a budget that fits your life

We set up a simple, realistic budget based on your actual income and priorities, plus a routine to keep it on track month after month.

Pay down debt with a plan

A clear, prioritized payoff strategy so you can see steady progress and stay motivated until the balances hit zero.

Save for what's next

Whether it's an emergency fund, a home, or just breathing room, we map out exactly how to get there on your timeline.

How it works

A straightforward path to clarity

  1. 1

    Free intro call

    A 30-minute call to talk through your goals, your dreams, and where your money stands today. You'll get my honest take on your situation for free, plus a recommendation for the plan I think will help you most.

  2. 2

    Choose a package

    If it feels like a good fit, choose the coaching package that suits you best. Decide at your own pace.

  3. 3

    Ongoing coaching

    This is where the real work begins. We'll meet during regular sessions to build habits, adjust the plan as life changes, and keep you accountable to your goals.

About

Hi, I'm John.

Life can be tough, but your budget should help you achieve your goals, not weigh you down with doubt and despair.

My trusty budget has been at my side through my years of success in sales, engineering, and product. Now I'm ready to help you out, whether you need to get out of a budget hole or want to set yourself up so you never end up in one.

I became a budget coach because I believe managing money is a skill anyone can learn that will help you every day for the rest of your life.

Pricing

Simple, transparent rates

No long contracts. Start with a free call and choose what fits.

Single session

$109

A focused 60-minute session to tackle one specific money question or get unstuck.

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Most popular

Monthly coaching

$189/month

Two sessions a month plus check-ins, for steady progress and real accountability.

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Goal package

$379

A multi-session package to plan and reach a specific goal, like paying off a debt or building savings.

Get started

Get in touch

Ready to feel good about your money?

Book a free intro call or send a note. I usually reply within one business day.

Book a free intro call Email John john@cosgrove.work